About Anthony Messina

Metro Detroit Mortgage Loan Consultant | John Adams Mortgage

Rooted in Craft. Built for Your Life.

There is a moment that happens in almost every mortgage transaction I'm part of — the moment a buyer realizes they can actually do this. That the home they've been dreaming about is within reach. That the numbers work. That someone is in their corner who actually knows what they're doing.

That moment is why I do this work.

I'm Anthony Messina, a licensed mortgage loan consultant at John Adams Mortgage Company serving Metro Detroit, Macomb County, Oakland County, and Southeast Michigan. I specialize in helping first-time homebuyers, move-up buyers, and Michigan families find the right mortgage program — and navigate the entire process with clarity, confidence, and zero surprises.

My Credentials

Anthony Messina Mortgage Loan Consultant John Adams Mortgage Company, A Division of Staunton Financial, Inc. NMLS #2699956 8451 15 Mile Road, Sterling Heights, MI 48312 📞 (586) 899-7281 ✉️ amessina@johnadamsmortgage.com 🌐 anthonymessinamortgage.com

One of Michigan's Top MSHDA Lenders

If you have heard of Michigan's MSHDA down payment assistance program — or if this is the first time you're encountering it — know this: I know this program inside and out.

I am one of Michigan's top-producing MSHDA lenders, helping Metro Detroit buyers use Michigan's MI Home Loan program to purchase homes across Macomb County, Oakland County, Wayne County, and all of Southeast Michigan every single week.

MSHDA offers up to $10,000 in down payment assistance with no monthly payment on the assistance itself — and for many of my clients, it is the program that makes homeownership possible years sooner than they thought. If you are a first-time homebuyer in Michigan and you have not spoken with a licensed MSHDA lender yet, that conversation needs to happen before anything else.

Learn more about MSHDA loans in Michigan →

What I Specialize In

I work with a wide range of buyers and loan programs, but my deepest expertise is in the programs that matter most to Michigan first-time homebuyers and move-up buyers:

MSHDA — Michigan Down Payment Assistance Up to $10,000 in assistance for qualifying Michigan buyers. No monthly payment on the second mortgage. One of the most underutilized programs in the state — and one I use every week.

FHA Loans Low down payment requirements, flexible credit guidelines, and strong options for buyers who are building toward homeownership for the first time.

VA Loans I am proud to serve Michigan veterans and active-duty military members. VA loans offer zero down payment, no private mortgage insurance, and some of the most competitive rates available anywhere.

Conventional Loans For buyers with strong credit and equity, Conventional loans offer flexibility, lower long-term costs, and no upfront mortgage insurance premium. Programs like HomeReady and Home Possible provide low down payment options for qualifying buyers.

Jumbo Loans For buyers purchasing above conforming loan limits in Oakland County and Metro Detroit's higher-priced markets.

Non-QM and Alternative Programs For self-employed borrowers, investors, and buyers whose financial picture doesn't fit inside a conventional box — I have solutions.

View all loan programs →

My Background

I did not start my career in mortgage lending. I spent years as a college marching band director — managing large groups of students, high-stakes logistics, and the kind of complex, moving-parts coordination that sounds nothing like mortgages but actually prepared me perfectly for this work.

Teaching people how to perform under pressure. Communicating clearly in high-stakes moments. Building systems that don't fail when everything depends on them. Breaking down complex information so that everyone in the room understands what they need to do and when they need to do it.

Those are the skills I bring to every mortgage transaction.

When I transitioned into lending, I did not just learn the products — I learned the people. I learned what it feels like to sit across from someone who has been told they can't qualify, and to find a path forward that no one else found. I learned what it means to be the person a family trusts with one of the biggest financial decisions of their lives.

I take that trust seriously. Every time.

Why Metro Detroit

I am a Metro Detroit native, rooted in the communities I serve. Sterling Heights, Macomb County, Oakland County, Warren, Troy, Clinton Township — these are not just service areas on a map. They are the neighborhoods where my clients live, where their children go to school, where they are building their lives.

I understand the Metro Detroit housing market not just from data and rate sheets — but from being here, showing up here, and genuinely caring about what happens to buyers in this community.

I also carry deep Italian cultural roots that shape how I approach this work — with warmth, attention to craft, and a belief that the details matter. That doing something well is worth doing slowly and intentionally. That relationships are built over years, not transactions.

That is what Rooted in Craft. Built for Your Life. means to me

How I Work

I am an embedded mortgage consultant at the Real Estate One office in Sterling Heights, Michigan — which means I sit alongside some of the most active Realtors in Macomb County and Oakland County every day. I understand how transactions work from every angle, and I know what it takes to get a deal from accepted offer to closed door without drama.

Here is what you can expect when you work with me:

Honest answers from day one. I will tell you exactly what you qualify for, what programs are available to you, and what your realistic options are — before you fall in love with a house that doesn't fit your budget. No surprises.

Real communication. You will have my cell phone number. You can call or text me. I answer. I do not route you to a call center or a processing team you've never spoken with.

A process built around your life. I know that buying a home is not just a financial transaction. It is a life decision. The timing, the programs, the monthly payment, the long-term strategy — all of it needs to fit the life you are actually living, not a template.

Speed when it matters. Pre-approvals are handled quickly and accurately. When you are under contract, I work with urgency and precision. I know that in the Metro Detroit market, delays cost deals.

What My Clients and Partners Say

“We had such a great experience with Anthony! Buying a home for the first time while expecting my second baby would’ve been an overly stressful experience I thought but Anthony made it anything but that. Between his organization and communication he made this process simple on our end and kept us up to date on deadlines. Will definitely use him again in the future.” -Elizabeth Shirling

We reached out to Anthony to be our mortgage consultant and we couldn’t have been happier! From the time we started the loan process, we got the clear to close on our new home in Kimball Township in just 13 days! Highly recommend Anthony and John Adams Mortgage in all of your mortgage needs! -Rae Trine

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John Adams Mortgage Company

I am proud to originate loans under the John Adams Mortgage Company brand — one of Michigan's most established and respected mortgage companies, operating as a division of Staunton Financial, Inc.

John Adams Mortgage gives me access to a full suite of loan products, competitive pricing, strong operational support, and the infrastructure to close loans efficiently and accurately. When you work with me, you get the personal attention of a dedicated local mortgage consultant backed by the resources and reputation of a company Michigan buyers have trusted for decades.

Areas I Serve

I help homebuyers secure mortgages across all of Metro Detroit and Southeast Michigan, including:

Sterling Heights · Macomb County · Oakland County · Wayne County · Warren · Troy · Clinton Township · Shelby Township · Utica · Rochester Hills · St. Clair Shores · Roseville · Eastpointe · Royal Oak · Ferndale · Detroit · Dearborn · Livonia · and all surrounding Southeast Michigan communities

Frequently Asked Questions

Who is Anthony Messina? Anthony Messina is a licensed mortgage loan consultant at John Adams Mortgage Company (NMLS #2699956), serving Metro Detroit, Macomb County, Oakland County, and Southeast Michigan. He specializes in MSHDA, FHA, VA, and Conventional loan programs and is recognized as one of Michigan's top MSHDA lenders.

What areas does Anthony Messina serve? Anthony serves all of Metro Detroit and Southeast Michigan, with a primary focus on Macomb County, Oakland County, and Wayne County — including Sterling Heights, Warren, Troy, Clinton Township, Shelby Township, Rochester Hills, St. Clair Shores, Roseville, Royal Oak, Ferndale, Detroit, Dearborn, and Livonia.

Is Anthony Messina a top MSHDA lender in Michigan? Yes. Anthony Messina at John Adams Mortgage Company is one of Michigan's top-producing MSHDA lenders, helping first-time homebuyers across Metro Detroit access Michigan's MI Home Loan down payment assistance program every week.

What makes Anthony Messina different from other mortgage consultants in Metro Detroit? Anthony combines deep program knowledge — especially MSHDA, FHA, and VA — with genuine personal communication and a process built around each client's specific life situation. He answers his phone, explains everything clearly, and does not disappear after the pre-approval. His background as a teacher and director means he is exceptionally good at making complex information simple and guiding people through high-stakes processes with calm and confidence.

How do I get pre-approved with Anthony Messina? Call or text (586) 899-7281, email amessina@johnadamsmortgage.com, or visit anthonymessinamortgage.com to start your pre-approval online. Anthony will review your situation quickly and give you honest, accurate answers about what you qualify for.

Does Anthony Messina work with first-time homebuyers? Yes — first-time homebuyers are at the heart of Anthony's practice. He specializes in programs like MSHDA, FHA, and down payment assistance that are specifically designed for buyers purchasing their first home in Michigan.

Can Anthony Messina help me if I have less than perfect credit? Yes. Anthony works with buyers across a wide range of credit profiles. FHA and MSHDA programs allow credit scores as low as 640, and Anthony will review your full financial picture to find the best available path to homeownership for your situation.

Let's Talk

Whether you are just starting to think about buying a home or you are ready to get pre-approved today, I would love to connect. There is no pressure, no obligation — just an honest conversation about where you stand and what is possible.

Call or text:(586) 899-7281Email:amessina@johnadamsmortgage.comApply online:anthonymessinamortgage.com

Rooted in Craft. Built for Your Life.